Title 33, Chapter 34, Section 2
( 33-34-2)
As used in this chapter, the term: (1) "Medical payments coverage" includes any coverage in which the
insurer agrees to reimburse the insured and others for reasonable
and necessary medical expenses and funeral expenses incurred as a
result of bodily injury or death caused by a motor vehicle
accident, without regard to the insured's liability for the
accident. Coverage shall be available to the named insured,
resident spouse, and any resident relative while occupying the
covered motor vehicle, and to any other person legally occupying a
covered motor vehicle. Expenses must be incurred for services
rendered within three years from the date of the accident;
provided, however, that nothing shall prevent an insurer from
allowing a longer period of time. Any rule or regulation
promulgated which expands or conflicts with this definition shall
be null and void. (2) "Motor vehicle" means a vehicle having more than three
load-bearing wheels of a kind required to be registered under the
laws of this state relating to motor vehicles designed primarily
for operation upon the public streets, roads, and highways and
driven by power other than muscular power. The term includes a
trailer drawn by or attached to such a vehicle. (3) "Owner" means the natural person, corporation, firm,
partnership, cooperative, association, group, trust, estate,
organization, or other entity in whose name the motor vehicle has
been registered. If no registration is in effect at the time of
an accident involving the motor vehicle, the term means the
natural person, corporation, firm, partnership, cooperative,
association, group, trust, estate, organization, or other entity
who holds the legal title to the motor vehicle or, in the event
the motor vehicle is subject to a security agreement or lease with
an option to purchase with the debtor or the lessee having the
right to possession, the term means the debtor or the lessee. (4) "Self-insurer" means any owner who has on file with the
Commissioner of Insurance an approved plan of self-insurance which
provides for coverages, benefits, and efficient claims handling
procedures substantially equivalent to those afforded by a policy
of automobile liability insurance that complies with all of the
requirements of this chapter. | 
